My Roommate Stole My Destiny

Mandy wakes up and sees two ghosts. Her roommate Winnie warns it's a Water Ghost's bait for a Replacement. The Water Ghost reappears, revealing gold bars in The Octagonal Pavilion. Shanna retrieves the gold bars and becomes rich. Mandy suspects Winnie of stealing her Birth Chart. She meets an Old Taoist Priest who reveals the truth, but she is trapped in a dilemma. A larger conspiracy seems hidden. Where will her destiny lead?